SWIFT/BIC Code for

Westpac Banking Corporation

WPACAU2S

8-character head-office code · Sydney · works for all branches

Code Breakdown

WPAC

Bank Code

AU

Country

Australia

2S

Location

Sydney

WPACAU2S has no branch code, so it is the head-office (primary) BIC for Westpac Banking Corporation — the code international senders use for transfers to any of the bank's branches.

8 vs 11 Characters — Which Do You Use?

SWIFT codes come in two lengths. An 8-character code (like WPACAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.

A common suffix is XXX, which simply means “head office” — so WPACAU2S and WPACAU2SXXX are equivalent.

In short: for almost all international transfers to Westpac Banking Corporation, the 8-character code WPACAU2S is the right one to give the sender.

You don’t need an IBAN to send money to Australia

Australia does not use the IBAN system. For an incoming international transfer to Westpac Banking Corporation, the sender needs:

  • SWIFT/BIC: WPACAU2S
  • BSB number: the recipient’s (e.g. 032-000)
  • Account number: the recipient’s
  • Recipient’s full name and address

Bank Information

Institution
Westpac Banking Corporation
SWIFT/BIC Code
WPACAU2S
Country
Australia
BSB range(s)
032–037, 042–047, 732–737
Branches in BSBFinder
3,704
Head-office BSB
032-000

Westpac Banking Corporation BSB Numbers

Westpac Banking Corporation has 3,704 active BSB numbers in the AusPayNet register, across the 032–037, 042–047, 732–737 ranges. The head-office BSB is 032-000.

When Do You Need This SWIFT Code?

You need the SWIFT code WPACAU2S when:

  • Receiving an international wire transfer into your Westpac Banking Corporation account from overseas
  • Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
  • Setting up an international direct debit or recurring payment from an overseas account

For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.

Learn more in our guide: BSB vs SWIFT Code: What's the Difference?

Frequently Asked Questions

What is the SWIFT code for Westpac Banking Corporation?

The SWIFT/BIC code for Westpac Banking Corporation is WPACAU2S.

Do I need a BSB as well as WPACAU2S for an international transfer?

Yes. WPACAU2S identifies Westpac Banking Corporation internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.

Is WPACAU2S the same for all Westpac Banking Corporation branches?

For most international transfers, yes. WPACAU2S is the 8-character head-office code for Westpac Banking Corporation and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.

How long does an international transfer to Westpac Banking Corporation take?

International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.

Other Australian Bank SWIFT Codes

View all SWIFT codes →