SWIFT/BIC Code for
Teachers Mutual Bank Limited
TEAUAU2S
8-character head-office code · works for all branches
Code Breakdown
TEAU
Bank Code
AU
Country
Australia
2S
Location
TEAUAU2S has no branch code, so it is the head-office (primary) BIC for Teachers Mutual Bank Limited — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like TEAUAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so TEAUAU2S and TEAUAU2SXXX are equivalent.
In short: for almost all international transfers to Teachers Mutual Bank Limited, the 8-character code TEAUAU2S is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to Teachers Mutual Bank Limited, the sender needs:
- • SWIFT/BIC: TEAUAU2S
- • BSB number: the recipient’s (e.g. 812-000)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- Teachers Mutual Bank Limited
- SWIFT/BIC Code
- TEAUAU2S
- Country
- Australia
- BSB range(s)
- 812
- Branches in BSBFinder
- 4
- Head-office BSB
- 812-000
Teachers Mutual Bank Limited BSB Numbers
Teachers Mutual Bank Limited has 4 active BSB numbers in the AusPayNet register, across the 812 range. The head-office BSB is 812-000.
When Do You Need This SWIFT Code?
You need the SWIFT code TEAUAU2S when:
- Receiving an international wire transfer into your Teachers Mutual Bank Limited account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for Teachers Mutual Bank Limited? ▾
The SWIFT/BIC code for Teachers Mutual Bank Limited is TEAUAU2S.
Do I need a BSB as well as TEAUAU2S for an international transfer? ▾
Yes. TEAUAU2S identifies Teachers Mutual Bank Limited internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is TEAUAU2S the same for all Teachers Mutual Bank Limited branches? ▾
For most international transfers, yes. TEAUAU2S is the 8-character head-office code for Teachers Mutual Bank Limited and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to Teachers Mutual Bank Limited take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.