SWIFT/BIC Code for
Sumitomo Mitsui Banking Corporation
SMBCAU2S
8-character head-office code · works for all branches
Code Breakdown
SMBC
Bank Code
AU
Country
Australia
2S
Location
SMBCAU2S has no branch code, so it is the head-office (primary) BIC for Sumitomo Mitsui Banking Corporation — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like SMBCAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so SMBCAU2S and SMBCAU2SXXX are equivalent.
In short: for almost all international transfers to Sumitomo Mitsui Banking Corporation, the 8-character code SMBCAU2S is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to Sumitomo Mitsui Banking Corporation, the sender needs:
- • SWIFT/BIC: SMBCAU2S
- • BSB number: the recipient’s (e.g. 911-001)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- Sumitomo Mitsui Banking Corporation
- SWIFT/BIC Code
- SMBCAU2S
- Country
- Australia
- BSB range(s)
- 911
- Branches in BSBFinder
- 2
- Head-office BSB
- 911-001
Sumitomo Mitsui Banking Corporation BSB Numbers
Sumitomo Mitsui Banking Corporation has 2 active BSB numbers in the AusPayNet register, across the 911 range. The head-office BSB is 911-001.
When Do You Need This SWIFT Code?
You need the SWIFT code SMBCAU2S when:
- Receiving an international wire transfer into your Sumitomo Mitsui Banking Corporation account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for Sumitomo Mitsui Banking Corporation? ▾
The SWIFT/BIC code for Sumitomo Mitsui Banking Corporation is SMBCAU2S.
Do I need a BSB as well as SMBCAU2S for an international transfer? ▾
Yes. SMBCAU2S identifies Sumitomo Mitsui Banking Corporation internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is SMBCAU2S the same for all Sumitomo Mitsui Banking Corporation branches? ▾
For most international transfers, yes. SMBCAU2S is the 8-character head-office code for Sumitomo Mitsui Banking Corporation and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to Sumitomo Mitsui Banking Corporation take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.