SWIFT/BIC Code for
State Bank of India
SBINAUSX
8-character head-office code · works for all branches
Code Breakdown
SBIN
Bank Code
AU
Country
Australia
SX
Location
SBINAUSX has no branch code, so it is the head-office (primary) BIC for State Bank of India — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like SBINAUSX) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so SBINAUSX and SBINAUSXXXX are equivalent.
In short: for almost all international transfers to State Bank of India, the 8-character code SBINAUSX is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to State Bank of India, the sender needs:
- • SWIFT/BIC: SBINAUSX
- • BSB number: the recipient’s (e.g. 949-000)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- State Bank of India
- SWIFT/BIC Code
- SBINAUSX
- Country
- Australia
- BSB range(s)
- 949
- Branches in BSBFinder
- 1
- Head-office BSB
- 949-000
State Bank of India BSB Numbers
State Bank of India has 1 active BSB number in the AusPayNet register, across the 949 range. The head-office BSB is 949-000.
When Do You Need This SWIFT Code?
You need the SWIFT code SBINAUSX when:
- Receiving an international wire transfer into your State Bank of India account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for State Bank of India? ▾
The SWIFT/BIC code for State Bank of India is SBINAUSX.
Do I need a BSB as well as SBINAUSX for an international transfer? ▾
Yes. SBINAUSX identifies State Bank of India internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is SBINAUSX the same for all State Bank of India branches? ▾
For most international transfers, yes. SBINAUSX is the 8-character head-office code for State Bank of India and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to State Bank of India take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.