SWIFT/BIC Code for
Macquarie Bank Limited
MACQAU2S
8-character head-office code · Sydney · works for all branches
Code Breakdown
MACQ
Bank Code
AU
Country
Australia
2S
Location
Sydney
MACQAU2S has no branch code, so it is the head-office (primary) BIC for Macquarie Bank Limited — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like MACQAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so MACQAU2S and MACQAU2SXXX are equivalent.
In short: for almost all international transfers to Macquarie Bank Limited, the 8-character code MACQAU2S is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to Macquarie Bank Limited, the sender needs:
- • SWIFT/BIC: MACQAU2S
- • BSB number: the recipient’s (e.g. 182-182)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- Macquarie Bank Limited
- SWIFT/BIC Code
- MACQAU2S
- Country
- Australia
- BSB range(s)
- 182–187
- Branches in BSBFinder
- 53
- Head-office BSB
- 182-182
Macquarie Bank Limited BSB Numbers
Macquarie Bank Limited has 53 active BSB numbers in the AusPayNet register, across the 182–187 ranges. The head-office BSB is 182-182.
When Do You Need This SWIFT Code?
You need the SWIFT code MACQAU2S when:
- Receiving an international wire transfer into your Macquarie Bank Limited account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for Macquarie Bank Limited? ▾
The SWIFT/BIC code for Macquarie Bank Limited is MACQAU2S.
Do I need a BSB as well as MACQAU2S for an international transfer? ▾
Yes. MACQAU2S identifies Macquarie Bank Limited internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is MACQAU2S the same for all Macquarie Bank Limited branches? ▾
For most international transfers, yes. MACQAU2S is the 8-character head-office code for Macquarie Bank Limited and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to Macquarie Bank Limited take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.