SWIFT/BIC Code for
ING Bank (Australia) Limited (trading as ING)
INGBAU2S
8-character head-office code · Sydney · works for all branches
Code Breakdown
INGB
Bank Code
AU
Country
Australia
2S
Location
Sydney
INGBAU2S has no branch code, so it is the head-office (primary) BIC for ING Bank (Australia) Limited (trading as ING) — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like INGBAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so INGBAU2S and INGBAU2SXXX are equivalent.
In short: for almost all international transfers to ING Bank (Australia) Limited (trading as ING), the 8-character code INGBAU2S is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to ING Bank (Australia) Limited (trading as ING), the sender needs:
- • SWIFT/BIC: INGBAU2S
- • BSB number: the recipient’s (e.g. 923-000)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- ING Bank (Australia) Limited (trading as ING)
- SWIFT/BIC Code
- INGBAU2S
- Country
- Australia
- BSB range(s)
- 923
- Branches in BSBFinder
- 3
- Head-office BSB
- 923-000
ING Bank (Australia) Limited (trading as ING) BSB Numbers
ING Bank (Australia) Limited (trading as ING) has 3 active BSB numbers in the AusPayNet register, across the 923 range. The head-office BSB is 923-000.
When Do You Need This SWIFT Code?
You need the SWIFT code INGBAU2S when:
- Receiving an international wire transfer into your ING Bank (Australia) Limited (trading as ING) account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for ING Bank (Australia) Limited (trading as ING)? ▾
The SWIFT/BIC code for ING Bank (Australia) Limited (trading as ING) is INGBAU2S.
Do I need a BSB as well as INGBAU2S for an international transfer? ▾
Yes. INGBAU2S identifies ING Bank (Australia) Limited (trading as ING) internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is INGBAU2S the same for all ING Bank (Australia) Limited (trading as ING) branches? ▾
For most international transfers, yes. INGBAU2S is the 8-character head-office code for ING Bank (Australia) Limited (trading as ING) and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to ING Bank (Australia) Limited (trading as ING) take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.