SWIFT/BIC Code for
Bank of Melbourne (a division of Westpac Banking Corp)
WPACAU2S
8-character head-office code · Sydney · works for all branches
Code Breakdown
WPAC
Bank Code
AU
Country
Australia
2S
Location
Sydney
WPACAU2S has no branch code, so it is the head-office (primary) BIC for Bank of Melbourne (a division of Westpac Banking Corp) — the code international senders use for transfers to any of the bank's branches.
8 vs 11 Characters — Which Do You Use?
SWIFT codes come in two lengths. An 8-character code (like WPACAU2S) identifies the bank's head office and covers all of its branches. An 11-character code adds a three-letter branch suffix that points to one specific office.
A common suffix is XXX, which simply means “head office” — so WPACAU2S and WPACAU2SXXX are equivalent.
In short: for almost all international transfers to Bank of Melbourne (a division of Westpac Banking Corp), the 8-character code WPACAU2S is the right one to give the sender.
You don’t need an IBAN to send money to Australia
Australia does not use the IBAN system. For an incoming international transfer to Bank of Melbourne (a division of Westpac Banking Corp), the sender needs:
- • SWIFT/BIC: WPACAU2S
- • BSB number: the recipient’s (e.g. 552-001)
- • Account number: the recipient’s
- • Recipient’s full name and address
Bank Information
- Institution
- Bank of Melbourne (a division of Westpac Banking Corp)
- SWIFT/BIC Code
- WPACAU2S
- Country
- Australia
- BSB range(s)
- 552–556
- Branches in BSBFinder
- 157
- Head-office BSB
- 552-001
Bank of Melbourne (a division of Westpac Banking Corp) BSB Numbers
Bank of Melbourne (a division of Westpac Banking Corp) has 157 active BSB numbers in the AusPayNet register, across the 552–556 ranges. The head-office BSB is 552-001.
When Do You Need This SWIFT Code?
You need the SWIFT code WPACAU2S when:
- Receiving an international wire transfer into your Bank of Melbourne (a division of Westpac Banking Corp) account from overseas
- Someone abroad needs to send you money — give them this SWIFT code along with your BSB and account number
- Setting up an international direct debit or recurring payment from an overseas account
For domestic transfers within Australia, you only need your BSB number and account number — no SWIFT code is required.
Learn more in our guide: BSB vs SWIFT Code: What's the Difference?
Frequently Asked Questions
What is the SWIFT code for Bank of Melbourne (a division of Westpac Banking Corp)? ▾
The SWIFT/BIC code for Bank of Melbourne (a division of Westpac Banking Corp) is WPACAU2S.
Do I need a BSB as well as WPACAU2S for an international transfer? ▾
Yes. WPACAU2S identifies Bank of Melbourne (a division of Westpac Banking Corp) internationally, but the sender also needs your BSB and account number to credit the correct account. Australia does not use IBANs.
Is WPACAU2S the same for all Bank of Melbourne (a division of Westpac Banking Corp) branches? ▾
For most international transfers, yes. WPACAU2S is the 8-character head-office code for Bank of Melbourne (a division of Westpac Banking Corp) and works across its branches. Some transfers may use an 11-character code ending in a branch suffix, but the 8-character code is accepted in the large majority of cases.
How long does an international transfer to Bank of Melbourne (a division of Westpac Banking Corp) take? ▾
International SWIFT transfers to Australia typically take 1–5 business days depending on the sending bank, the currency, and any intermediary banks involved. Transfers sent after the receiving bank's daily cut-off are processed the next business day.