BSB 704-966 is assigned to Indue Ltd, serving the Cairns area in Queensland. This BSB code identifies the Cairns Penny Savings And Loans branch, located at 22-24 GRAFTON STREET, Cairns QLD 4870. This branch supports Electronic (Direct Entry) and High Value (RTGS) payment methods. BSB (Bank-State-Branch) numbers are six-digit codes used by Australian financial institutions to identify individual branches. You will need this BSB when setting up direct debits, salary deposits, or transferring money between Australian bank accounts. This BSB number is currently active and was last verified against official sources.
Branch Details
| BSB Number | 704-966 |
| Institution | Indue Ltd (CUS) |
| Branch Name | Cairns Penny Savings And Loans |
| Address | 22-24 GRAFTON STREET |
| Suburb | Cairns |
| State | Queensland (QLD) |
| Postcode | 4870 |
| Payment Flags | Paper: ✗ Electronic: ✓ High Value: ✓ |
Payment Capabilities
Electronic (Direct Entry)
This branch supports electronic direct entry transactions, including direct debits, salary payments, and BPAY.
High Value (RTGS)
This branch supports high-value real-time gross settlement (RTGS) transfers for large or time-critical payments.
Change History
Changes detected from official sources, checked daily.
24 Feb 2026 — First recorded in BSBFinder directory
Tracked as part of Indue Ltd (CUS), Cairns QLD 4870.
BSBFinder checks for updates daily. Any future changes to this BSB — address moves, payment capability updates, or branch closures — will appear here.
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